Is First Premier Bank a real company?
First Premier Bank, headquartered in Sioux Falls, South Dakota, is an issuer of MasterCard brand credit cards in the United States. The bank is known for specializing in a wide range of subprime credit cards that are marketed to individuals with low credit scores.
What is the phone number to First Premier Bank?
You can also call Bank-by-Phone at 800-315-6350 or you can call 800-501-6535 to speak to Customer Care.
Who is premier bank card?
The PREMIER Bankcard Mastercard is an unsecured card for people who want to establish or rebuild credit. However, the trade-off for not putting down a security deposit is sky-high fees.
Is First Premier Bank nationwide?
Find a First PREMIER Bank, PREMIER Bankcard or ATM location near you. We have branch locations across eastern South Dakota, and more than 33,000 surcharge-free MoneyPass® ATMs nationwide. Enter your address or zip code below to find a location near you.
What is the highest credit limit for First Premier Bank?
As mentioned earlier, your credit limit with the First Premier Bank Credit Card will be $300, $400, $500, $600, $700 or $1,000 depending on your creditworthiness. The card’s annual fee, monthly fees and program fee vary based on your credit limit.
Does First Premier Bank do a hard pull?
Yes, the First Premier Bank Mastercard does a hard pull on your credit when you apply for it online. You can apply with a bad credit, but a hard pull usually causes your credit score to further drop by 5-10 points.
What is the highest credit limit for First Premier credit card?
Your credit limit could be anywhere from $300 to $1,000, depending on what First PREMIER thinks of your overall creditworthiness.
Is First PREMIER Bank a local bank?
First PREMIER Bank is a full-service community bank based in Sioux Falls, South Dakota. The state is home to all of its 17 branches. The bank offers checking accounts, savings accounts, credit cards, IRAs, certificates of deposit (CDs) and more.
Is a premier bank card a credit card?
PREMIER Bankcard® Grey Credit Card You can build* or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time. Don’t let a low FICO score stop you from applying – we approve applications others may not.
What credit score do you need for a First Premier credit card?
between 300 and 579
The First Premier Mastercard is designed for applicants with poor credit (which Experian, one of the three credit bureaus, defines as having a credit score of between 300 and 579) who want to build or restore their credit history (the card’s transactions are shared with those agencies).
How often does Merrick bank increase credit limit?
The card offers the chance at an automatic credit limit increase in seven months just for making on-time payments every month. That double credit bonus offers the chance at more credit – and the benefits that come with that responsibility.
Can you have 2 First Premier credit cards?
Yes, you can have more than one First Premier credit card. But keep in mind that First Premier’s credit cards have one-time, annual and monthly fees, and also a 36% APR for their unsecured cards and 19.9% for their secured card.
Does First Premier do a hard pull?
What credit score is needed for Merrick Bank?
a 300+ credit score
What’s the Merrick Bank Secured credit score requirement? The Merrick Bank Secured Card accepts people with a 300+ credit score. This means that your chances of approval are high, even if you have bad credit.
What credit score does Merrick Bank use?
We report each month to the 3 major credit bureaus – Experian, TransUnion and Equifax. In the Cardholder Center or in the Merrick Bank goMobile App you can set up Account Alerts to inform you of the changes to your account that you care about.
Who does Merrick Bank pull from?
Does Merrick Bank give instant approval?
The approval process is quick, and applicants can easily check online for prequalification without damaging their credit score. Some Merrick cards require you receive an invitation for you to access the card.
What bank owns Merrick Bank?
CardWorks owns Merrick Bank, a major player in merchant acquiring. In the deal, expected to close in the third quarter, Detroit-based Ally says Merrick Bank will merge into Ally Bank.