How much does it cost to join Unaitas Sacco?
Ksh 5,000
Unaitas Sacco. To join you can open savings account with minimum Deposit of Ksh 5,000. Earns Dividends of 8% per share.
Is Unaitas a good Sacco?
Unaitas SACCO is widely known for business investments, and it’s famous for small-scale investors. This SACCO gives out loans to members up to three times the member’s savings. With repayment interests ranging between 1% and 1.5% per month with a reducing balance, loan periods can be extended to 72 months.
How do you become a member of the Unaitas Sacco?
Requirements
- Identification document.
- Certified copy of ID or Passport.
- Passport photograph to be taken at the branch.
- Certified copy of Utility Bill/Tenancy agreement.
- Certified Copy of Pin Certificate.
What do I need to open Unaitas account?
Opening an Account
- Identification document.
- Certified copy of ID or Passport.
- Passport photograph to be taken at the branch.
- Certified copy of Utility Bill/Tenancy agreement.
- Certified Copy of Pin Certificate.
How do I get a loan from Unaitas?
Requirements
- Be a Unaitas member.
- A duly completed loans application form.
- 3 months active account operation or verifiable statement from previous bank.
How can I get loan in Unaitas?
Which is the best saving SACCO in Kenya?
BEST PERFORMING SACCOs IN KENYA 2021
| S/NO | SACCO NAME | SAVINGS DIVIDENDS RATE |
|---|---|---|
| 1 | Police Sacco | 10.50% |
| 2 | Stima Sacco | 10.30% |
| 3 | Tower Sacco | 13% |
| 4 | Mhasibu Sacco | 8.15% |
How do I withdraw money from Unaitas?
How to withdraw money from Unaitas to M-Pesa
- Dial *493# and call and log in with your Mo-Cash PIN.
- Select the Withdraw option.
- Select account number to withdraw from.
- Enter the amount to withdraw and continue.
- Confirm the withdrawal and wait for the reply.
Which bank in Kenya has the best savings account?
Best Banks In Kenya To Open A Savings Account And Earn High Interest [2022]
- Absa.
- Co-operative bank.
- Credit bank.
- Diamond Trust bank.
- Gulf bank.
- Mayfair bank.
- Middle East bank.
How much can I borrow from a Sacco?
You Borrow Against Your Savings A general rule for most Saccos is that you are only eligible for a maximum loan that is equivalent to three times your savings. So, if say you have Ksh100,000 in savings, then the maximum loan you can borrow is Ksh300,000.
How much dividends do SACCOs pay?
Other double-digit dividend-paying SACCOs in 2021 include Kenya Police Sacco, which paid a dividend at the rate of 17%, Cosmopolitan SACCO at 15%; Stima SACCO, which paid 14% dividend on Share Capital and Invest & Grow(IG) SACCO which paid a dividend at the rate of 12%.
How do I check my Unaitas Sacco balance?
Access your account at the comfort of your home by dialing *493# for mobile banking and make deposits using paybill 544700.
How do I buy Unaitas shares?
Unaitas investment shares are available to any adult (18 years and above) Kenyan willing to join or invest in the Sacco upon positive identification to the satisfaction of a member care officer. Each member shall purchase at least one hundred shares of Ksh. 10 each.
Which is the best saving Sacco in Kenya?
Which is better SACCO loan or bank loan?
Saccos are arguably more accommodative in their debt collection than banks, making them a good option during harsh economic times. Its no lie, SACCO loans are easy accessible compared to bank loans. Banks will require a host of documents that not all might provide before your loan is approved.